Please help me on this case. My Equifax is 56 pages long.
I have student loan listed in the CLOSED account section.
1/Sun Trust Serviced. Current status 120+ days past due
Amount $ 6225. Date open 11/2000. Date report 04/2008
DOFD 05/2007 <== Not sure how that work. I don't think I pay them in 2007.
Loan assigned to Gov.
2/ IDAPP. Current status: BLANK
Amount $384. Date open 11/2000. Date report 2/2005
DOFD 3/2004
Paid Collection
3/ IDAPP. Current status: BLANK
Amount $744. Date open 11/2000. Date report 2/2005
DOFD 3/2004
Paid Collection
4/ IDAPP. Current status: BLANK
Amount $1160. Date open 11/2000. Date report 2/2005
DOFD 3/2004
Paid Collection
5/ IDAPP. Current status: BLANK
Amount $2802. Date open 11/2000. Date report 2/2005
DOFD 3/2004
Paid Collection
I know I'm in rehab w/ them at the moment.
6/ Illinois Student Assistance (ISAC). Current Status: BLANK
Amount $490
Date open 03/2008 <== SO RECENT.. HOW CAN IT BE IN THE CLOSED SECTION ACCOUNT?
Date report 06/08
DOFD 5/2008 <== THEY WITHDRAW $ FRM MY BANK AUTO EACH MONTH HOW DID I HAVE DELINQUENCY? CALLED THEM AND THEY SAID NOPE.. IT DOES NOT SHOW IN THEIR COMP AS I WAS IN DEFAULT.???!!!??? NO CLUE HOW TO EXPLAIN TO THEM.
7/ Illinois Student Assistance (ISAC). Current Status: BLANK
Amount $1064. Date open 03/2008. Date report 06/08
DOFD 03/2008 <== THIS ONE SHOW MARCH 2008?? WHAT'S WRONG WITH THEM???
8/ Illinois Student Assistance (ISAC). Current Status: BLANK
Amount $3579. Date open 03/2008. Date report 06/08
DOFD 05/2008
9/ Illinois Student Assistance (ISAC). Current Status: BLANK
Amount $1561. Date open 03/2008. Date report 06/08
DOFD 05/2008
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10/ SALLIE MAE. PAY AS AGREED
Amount $1750. Date open 07/2002. Date report 10/06
DOFD Listed as N/A
Comments: Paid by insurance company.
11/ SALLIE MAE. PAY AS AGREED
Amount $2667. Date open 07/2002. Date report 10/06
DOFD Listed as N/A
Comments: Paid by insurance company.
12/ SALLIE MAE. PAY AS AGREED
Amount $1166. Date open 04/2004. Date report 08/06
DOFD Listed as N/A
Comments: Paid by insurance company.
13/ SALLIE MAE. PAY AS AGREED
Amount $1334. Date open 01/2004. Date report 08/06
DOFD Listed as N/A
Comments: Paid by insurance company.
14/ SALLIE MAE. PAY AS AGREED
Amount $1167. Date open 01/2004. Date report 08/06
DOFD Listed as N/A
Comments: Paid by insurance company.
15/ SALLIE MAE. PAY AS AGREED
Amount $2625. Date open 11/2002. Date report 08/06
DOFD Listed as N/A
Comments: Paid by insurance company.
16/ SALLIE MAE. PAY AS AGREED
Amount $4000. Date open 11/2002. Date report 08/06
DOFD Listed as N/A
Comments: Paid by insurance company.
17/ SALLIE MAE. PAY AS AGREED
Amount $0. Date open 04/2004. Date report 05/04
DOFD Listed as N/A
18/ State Student Aid Co.
Amount $1477. Date open Listed as N/A. Date report 07/2008.
DOFD 08/2005
Comment: Collection Account
19/ State Student Aid Co.
Amount $3053. Date open Listed as N/A. Date report 03/2008.
DOFD 08/2005
Comment: Collection Account
20/ State Student Aid Co.
Amount $1862. Date open Listed as N/A. Date report 03/2008.
DOFD 08/2005
Comment: Collection Account
21/ State Student Aid Co.
Amount $555. Date open Listed as N/A. Date report 03/2008.
DOFD 08/2005
Comment: Collection Account
***WOW.. MY fingerssss.. tireeddd***
Now, my question are:
1/ Can I remove Sun Trust and IDAPP??? If yes, how?
2/ What's up w/ Sallie Mae??? in Experian 5 accounts listed in GOOD STANDING and 7 accounts listed as NEGATIVE. in TU 8 accounted listed in NEGATIVE and CLOSED. in EQ all 8 are PAID AS AGREED.
3/ How can I ask Illinois Student to remove 120+ days late in my REHAB account?
4/ I'm also in rehab w/ Windham. for Texas Guarantor. I did not see them in my Equifax but do see them in TU and EX.
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All your help will be VERY VERYYYYYYYYYYYYYY APPRECIATED. Especially to LYNNINMN. I read lots of your post and hope to hear some good news from you.
Thanks all in advance.
