I have seven student loans that each have late payments reported for a few months during a time period in which they were in deferment. Should I send documentation of the deferments to the credit bureaus first or should I contact the student loan servicers first? Also, the deferments were granted retroactively which is why the late payments were initially reported. Has anyone had late payments removed from the CR's when a deferment is retroactive? Thanks in advance for any help you can offer! 
@Anonymous wrote:I have seven student loans that each have late payments reported for a few months during a time period in which they were in deferment. Should I send documentation of the deferments to the credit bureaus first or should I contact the student loan servicers first? Also, the deferments were granted retroactively which is why the late payments were initially reported. Has anyone had late payments removed from the CR's when a deferment is retroactive? Thanks in advance for any help you can offer!
If the deferment/forebearance was applied retroactively, then the lates are accurate and will remain on your report.
Rehab is the only way to get the lates off, and that requires you going into default first, and only for the default period.