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Loan Rehab - Fedloan Serving new servicer ... new tradelines?

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Anonymous
Not applicable
‎01-07-2018 01:52 PM
‎01-07-2018 01:52 PM

Re: Loan Rehab - Fedloan Serving new servicer ... new tradelines?

The remaining bureaus are now reporting.... consistent score increase there as well!

Current scores:
TU 717
EQ 705
EX 718

Last month:
TU 681
EQ 678
EX 682
Message 41 of 44
LindysMom
Regular Contributor
‎01-09-2018 01:13 AM
‎01-09-2018 01:13 AM

Re: Loan Rehab - Fedloan Serving new servicer ... new tradelines?

This is soo exciting for you!  Congratulations!  It;'s like a late Christmas gift Smiley Happy

My FICO Scores:
9/17: EQ - 542 / TU - 535 / EX - 506 // Mortgage: 553, 545, 486
10/ 17: EQ - 558 / TU - 563 / EX - 586 // Mortgage: 554, 568, 536
11/17: EQ - 630 / TU - 589 / EX - 614 // Mortgage: 606, 606, 572
12/17: EQ - 630 / TU - 624 / EX - 619 // Mortgage: 584, 612, 671

9/18: EQ - 676 / TU - 676 / EX - 643 // Mortgage: 652, 628, 606





Journey Milestones: Completed Federal Student Loan Rehab in Sept 2017. Settled First Premier Bank CC in August 2017. Constant uphill battle with Navient incorrect reporting on seven (7!) private student loans. No TLs listed in delinquency. Obsessively keeping 2 CC UTI @ 7-9% monthly.

End Goal: Pre-Approval for FHA Spring/Summer 2018 (COMPLETED)
New End Goal: 700+ Spring 2019
Message 42 of 44
Anonymous
Not applicable
‎01-10-2018 03:49 AM
‎01-10-2018 03:49 AM

Re: Loan Rehab - Fedloan Serving new servicer ... new tradelines?

Yay congrats!

Message 43 of 44
Monnie
Member
‎01-12-2018 06:20 PM
‎01-12-2018 06:20 PM

Re: Loan Rehab - Fedloan Serving new servicer ... new tradelines?

@Anonymous wrote:
The remaining bureaus are now reporting.... consistent score increase there as well!

Current scores:
TU 717
EQ 705
EX 718

Last month:
TU 681
EQ 678
EX 682

I am curious.  I am going through the rehabilitation process.  I have four tradelines aligned to my rehabilitation loans.  I have the one I am paying, which shows collection, but is not in the collection section of my CRs.  Then I have the three tradelines that were the original loans, which show late payments and that they are closed.  Did you have this duplication of reporting?  Also, if you had similiar reporting, when the rehabilitation was complete, did all of the tradelines get deleted?  Just wondering what I should be prepared to occur.

Starting Score: 648
Current Score:813
Goal Score: 850

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Message 44 of 44
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