cancel
Showing results for 
Search instead for 
Did you mean: 

Loan Rehab - Fedloan Serving new servicer ... new tradelines?

Valued Member

Re: Loan Rehab - Fedloan Serving new servicer ... new tradelines?

The remaining bureaus are now reporting.... consistent score increase there as well!

Current scores:
TU 717
EQ 705
EX 718

Last month:
TU 681
EQ 678
EX 682
Message 41 of 44
Regular Contributor

Re: Loan Rehab - Fedloan Serving new servicer ... new tradelines?

This is soo exciting for you!  Congratulations!  It;'s like a late Christmas gift Smiley Happy

My FICO Scores:
9/17: EQ - 542 / TU - 535 / EX - 506 // Mortgage: 553, 545, 486
10/ 17: EQ - 558 / TU - 563 / EX - 586 // Mortgage: 554, 568, 536
11/17: EQ - 630 / TU - 589 / EX - 614 // Mortgage: 606, 606, 572
12/17: EQ - 630 / TU - 624 / EX - 619 // Mortgage: 584, 612, 671





Journey Milestones: Completed Federal Student Loan Rehab in Sept 2017. Settled First Premier Bank CC in August 2017. Constant uphill battle with Navient incorrect reporting on seven (7!) private student loans. No TLs listed in delinquency. Obsessively keeping 2 CC UTI @ 7-9% monthly.

End Goal: Pre-Approval for FHA Spring/Summer 2018
Message 42 of 44
Frequent Contributor

Re: Loan Rehab - Fedloan Serving new servicer ... new tradelines?

Yay congrats!





Starting FICOs: 629 EX, 654 EQ, 629TU (6/1/17)
Current FICOs: 628 EX, 682 EQ, 663 TU (12/1/17)
1st Goal FICOs: 720 EX, 720 EQ, 720 TU (12/1/18)
Message 43 of 44
New Member

Re: Loan Rehab - Fedloan Serving new servicer ... new tradelines?


MtgGoal4Me wrote:
The remaining bureaus are now reporting.... consistent score increase there as well!

Current scores:
TU 717
EQ 705
EX 718

Last month:
TU 681
EQ 678
EX 682

I am curious.  I am going through the rehabilitation process.  I have four tradelines aligned to my rehabilitation loans.  I have the one I am paying, which shows collection, but is not in the collection section of my CRs.  Then I have the three tradelines that were the original loans, which show late payments and that they are closed.  Did you have this duplication of reporting?  Also, if you had similiar reporting, when the rehabilitation was complete, did all of the tradelines get deleted?  Just wondering what I should be prepared to occur.

Starting Score: 648
Current Score:723
Goal Score: 780


Take the myFICO Fitness Challenge
Message 44 of 44