Right now I have $3,289 in a subsidized student loan. In June I lose my job of 4 years and I plan to go to summer quarter at my university. They are doing a new pell grant starting this summer for only summer quarter. I think that will help and pay all of my tuition, but I will still have to pay for rent, insurance, wsg, electric, and gas. I will be moving close to my school so that I can walk to school. I am using my financial from this next quarter to pay for my car payment and cell through summer (coming out of separate account and will just leave the money in there). I also am saving up to move and all, especially since the rent here will be more expensive then close to the school. I live about 45 mins away. ANYWAYS, the point of this post is to see if I should take out an additional amount that will be subsidized. I will be going full time, with 2 of the classes being fast paced (6 weeks instead of 10 weeks). I am thinking of finding a part time job after the classes, but I am not sure if I will find one or not. So, should I take out an additional $3,600 to pay for my bills? What would you do??
Next question, when school starts in the Fall, I will be going full time again. My adviser told me I need to focus on setting myself apart when I graduate to employers especially since the economy isn't that good. My bills mentioned above will be paid with financial aid, or maybe minus 100 or 200. I'm not sure yet, but that won't include any household items I may need: paper towels, shampoo, etc.. I thought about joining the accounting club at my school and being an officer as well as volunteering in a leadership capacity (it has to be something that shows leadership). This will already take a lot of my time with going full time in upper level classes. I am working now and have no time for extracurricular activities. I thought about maybe working a couple hours a week. I work at a pizza place Fridays 10am-1pm. But who knows if I can find a job working little hours like that. I am wondering if I should take out a like 250 a quarter to off set this expenses. This would allow me to focus on school and getting my resume pretty without having to stress over money. I would have financial security.
These are my ideas. I just don't want to spend a lot of time looking for a job when I could be working towards my career. I will be graduating with enough credits for the CPA exam in August 2011. My bosses who I nanny for, are moving to England for a year. They are very rich and said they could get me a job at one of their family members business. So I have a potential job offer. When I starting working I plan to pay off my loan. I will keep my expenses at a minimal. Say I have an extra $800, I will put $400 towards the loans, $300 towards saving an emergency fund, and $100 for myself to spend. I am trying to be financial responsible and I wonder what is the best thing I could do for myself and getting a job in the future. Please give me all your thoughts and ideas. Thank you for reading this! 
