05-23-2008 08:52 AM - edited 05-23-2008 09:18 AM
05-25-2008 09:58 PM
05-26-2008 06:11 AM
heather76 wrote:this is just my opinion but here goes. First, I wouldn't obsess over the calls versus letters. There's no hiding from the problem. Just remind her that she has to-by law- send you verification of your debt. Maybe ask to talk to supervisor.My second advice is this. Get a second job. I hemmed and hawed over being broke, then finally I bit the bullet and took on a second job. I've been doing it for two months. Results? I have paid off almost $2000 of debt in TWO months. You have to make more money. It's not a choice at this point. You simply must.I know it probably isn't what you wanted to hear, sorry.P.S- It's amazing how understanding my 10 year old son has been about my extended work days- especially when I have money for him to attend basketball camp, and other things.... think about it.
06-16-2008 06:47 AM
06-16-2008 11:10 AM
Hubby's FICOs when we started: high 400s (June 2008)
Hubby's FICO NOW (04/06/09): TU: 679 EQ: 608 EX: ???
My FICOs: TU: 643, EQ: 606
Closed on new home: 1/20/2009 -- If we can do it, YOU can do it!!
06-16-2008 03:33 PM
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.