Does negative student loan information (30 days late, etc) fall off of your credit report? ?? If so, in how many years (should it drop off)? I've read that it's 7, 7.5, viewable up to 10?
Each individual late payment ages off your report after 7 years. The 7.5 year mark is an administrative window to allow the actual cra's to update. Effectively converting your existing student loan tradeline into a positive tradeline. Ten years applies to certain public records such as bankruptcies and tax liens.
