02-24-2017 11:58 AM
I am brand new here. This is my first post. I sent a message through Nelnet's "contact us" on their site. I have late payments from August 2010 through 2012. I asked them to remove them early if possible. I know August is right around the corner but I'm anxious to get these off. I want to purchase a home this Summer. Anyone ever have any luck getting these of their report with Nelnet?
02-24-2017 12:11 PM
Welcome to the forums. I just paid off Nelnet and all throughout my time paying I tried to get lates removed. They would not budge. I hope you fair better.
|EX08 745||EQ08 699||TU08 710||Total Credit Line: $46,100||Utilization: 2%||Inquiries: EQ2 EX1 TU4|
02-24-2017 04:02 PM
I have the same issue! I have called many times and the said the only way they will remove them is if I was in school or miliarty during that time. Which I wasn't.
I am going to be sending a goodwill letter monday...hopefully that will help
03-02-2017 01:31 PM
Good luck. I"ve tried to get lates from 2013 removed for the past 13 months. Nelnet will not budge.
03-24-2017 04:52 AM
I had numerous 120+ day lates from 2010 and 2011 on SL from Nelnet and ACS. I tried numerous times to get them to GW the lates but they wouldn't budge. But in October I was still able to secure a home loan through an FHA loan with a 3.25% interest rate. Additionally I was approved for a conventional mortage with a 3.75% rate, so there is home ownership hope despite old SL lates.
The only negative things on my credit report were the old student loan lates and inquiries. I just had to write an explanation for the lates when my file went to underwriting.
Frankly it's still really frustrating that the SL loan lates are on my file, but there is really nothing I can do. They will begin to age off this summer and finish aging off next year. I literally can't wait.
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