Credit Card Center Advertiser Disclosure

Reply
Valued Member
Posts: 38
Registered: ‎11-01-2016
0 Kudos

Re: Nelnet lates

Got a emailed doc sent to me this morning. I don't think I've woken up this excited in a long time. Now I'm curious to see how my score will change since my 4 Nelnet accounts are the oldest accounts on my cr at 8 years and are the only ones that show 90/120 late status. Only other derogs are some on my cap1, one on bofa auto recently, and bestbuy. I think I can finally hover by 700 with my current scores 621 EQ, 660 TU, 651 EX. Anyway, here's what the letter stated:

Dear KAMAL,
Thank you for your recent credit reporting inquiry. After careful review of your account, we have submitted a request to all national credit bureaus to remove an invalid delinquency(ies) from your credit report. Please allow up to 30 days for the credit bureaus to process this request.
New Member
Posts: 2
Registered: ‎05-09-2017
0 Kudos

Re: Nelnet lates

[ Edited ]

Hello Kamal,

 

Can you forward the information of theNELNET account representative who help you. They are reporting JUL2011 - OCT2011: OK; NOV2011: 90 DAYS; DEC2011: 90 DAYS; JAN2012: 120 DAY; FEB 2012: 180 DAYS. They never reported the account 30 or 60 days. How could it jump from Oct 2011: OK/Current Status to 90 Days Late in less than 30 days!

New Visitor
Posts: 1
Registered: ‎08-06-2017
0 Kudos

Re: Nelnet lates

Hello,

 

Can you please send me the reps info that helped you with your lates please.

New Visitor
Posts: 1
Registered: ‎08-16-2017
0 Kudos

Re: Nelnet lates

Hello Kamal 

 

Would you be willing to share the contacts you have for Nelnet? I would love to contact them to try a goodwill letter since I have 2 accounts that for the 5 years have been bringing down my credit score. I'm finally in a place looking to purchase some land or a house and it's dragging down my score. 

 

Thanks for any help that you or anyone else can provide. 

 

Kristin

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.