Ok, so I had 2 small loans (totally 4k) serviced though AES. They have 10 late payments each, 20 total. I recently consolidated them through Sallie Mae.
How did I end up with lates??? Still living at home, my mom would THROW AWAY my mail. And ignore any phone calls from Phea--- she has parent plus loans herself, from my sisters- she recently defaulted on them because SHE'S DOING THE SAME THING SHE DID TO ME! She's a fricken idiot. Anyway, because I thought my mother was the trusty, wise person she pretened to be. I thought my loans were in deferment, only to find out she had been throwing away all my late notices and ignoring the calls... then she made a payment once out of her bank account (I'm assuming she read a letter and paniced?) and then continued throwing away MY MAIL.
The only reason I discovered I was not in deferment was because I picked up the phone one day when they called.... someone just shoot me. lol.
Has anyone had luck with AES? I haven't had any so far. Is there any way I can send them a GW letter without sounding irresponsible? I was 19 years old when I graduated college, I didn't know much about student loans, I trusted my mom, I thought she was helping me. Now I just look like a little kid who didn't care about their loans and left it up to their mom and those awful 60, 90, 120 lates are on my credit for another 5 years!
