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I just started the process on rehabbing my student loans from almost 10 years ago. My monthly payments are extremely low and very affordable, therefore I know it's something that I wouldn't default on. Once rehab is complete, we'll be looking to buy a house.
Any suggestions or advice would be greatly appreciated!
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |
The only baddies on my report are a couple small medical bills that dont exceed $1000 total. They'll be paid in full prior to completing rehab. My utilization on my credit cards are about 35%, which we're paying down to under 5% soon.
I was more so looking for advice about the rehab. I know not to default. But what about making pymts early to complete the process earlier? (Pymts are due on the 4th) When should I dispute default and other negative info regarding the loan? Thnx