I currently have approximately $79k worth of student debt. The loans are held by Navient and are a combination of Stafford Subsidized & Unsubsidized. They are currently under forebearance. The breakdown is as follows: $58k at 6.8%; $11k at 4.125% and $6k at 2.65%. Should I look to consolidate? Are these interest rates high? Any other advice on how to reduce costs?
