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I have had student loans for many years, starting when I first became a single parent. I could not survive without them, and the later I was homeless and then paying child support. During this time I have consolidated them a couple of times and used forebearance, etc. My time will be up next May, and I owe a large amount.
I was wondering if all the information about each loan follows to the new servicer? Can they tell the date, original loan amount, the type, the interest, etc?
In general, yes, when a loan is transferred (whether through consolidation or being sold), all of the information about the original amount borrowed, interest rate, etc. follows the loan. With federal loans, all of that information is reported to the National Student Loan Data System, which you can also access to help make sense of what you owe.
Are you concerned that your loan terms changed when they were consolidated or sold?
I understand they do averaging, so I know it changes, because of consolidation. I want to see the original loans and how much interest has accrued.
thanks for your reply. Can you give me the link for umm, I can't see it now, what you mentioned above, the National Student Data?
Does anyone know anything about the link that was mentioned above (National Student Loan Data System)? I would like to find it.