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PLEASE HELP - Inaccurate Student Loan Info on Experian Report

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luckyme703
New Member

PLEASE HELP - Inaccurate Student Loan Info on Experian Report

Hello!  Please help...

 

I have a student loan showing up with a balance and as 180+ days past due on my report.  I actually paid this off back in 2005.  What would my best course of action be to get this cleaned up?  Should I just dispute to have the status show up as paid?  Can I request they validate the debt, and hopefully have it removed?  I'm thinking that with student loans, they'd probably be all over it and would validate the debt. 

 

If I have the status updated to show as paid, will it be able to stay on my credit report for an additional 7 years?

 

Any info that you can provide would be much appreciated.

 

Thanks!

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