Parent Plus Loans- How long do they stay on report

Anonymous · ‎03-30-2017

I'm trying to help my dad with his credit score. He has a lot of plus loans that he took out for my sister. She dropped out after a year and now he has all these negatives on his report because he wasn't paying them. Do plus loans fall off in 7 years, 10 years, or not until they're paid in full (like Perkins)?

Anonymous · ‎06-08-2017

Should fall off at 7.5 yrs but from what i understand the debt does not go away.

greent · ‎06-12-2017

Student loans never go away, you have no option but to pay them. I went thru rehab on mine. And you get a collection agency on you the fees are REALLY high. I got letters from them. That is how I know. So I decided to do the rehab they offered and now I pay them. I also didn't finish college.