@Anonymous wrote:
I am currently trying to do anything possible to raise my credit score because hubby and I want to buy a house later this year.
If I pay extra on my student loan (2 payments of the owed amount per month), will that help to raise my credit score any? Does it benefit my credit report/score at all? I am wondering the same for my car note. Does it help if I pay an extra $50-100 here and there?
What other TLs do you have on your credit reports? If you have CCs, what's your UTIL like on those? Do you have any baddies reporting? IMHO, if you have other credit issues, addressing those might have more of an effect on your scores than your loans.
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