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I had a private student loan that's over 14 years old. that was charged off I am being contacted via emails (how did he get it?) and home phone (private unpublished number) about repayment. It not on my credit report anymore. I told him to stop calling, but he will not leave an address so I can send a letter. By the way it is not on my credit report anymore. What do I do?
EQ 455
Are you sure it is a private loan? When did you default? Have they sued you yet?
You cannot tell a CA to stop calling...it must be done in writing. Plus the CA will not leave contact information on an answering machine.
It really doesnt matter that your home phone is priate unpublished. When you borrowed this money, you agreed to keep your lender updated with your current address and phone.