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Established Member
Ashleyma23
Posts: 65
Registered: ‎09-01-2012
0

Private and federal loan charged off and in collections

I have a few student loans and they are both in collections. The original loans were charge off to other companies that were charged off again. Now I want to begin a rehabilitation with my loans but do I contact my original loan , or the last company who is handling it. How do I get these negatives off my credit report, thanks for your help :smileywink:
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laz98
Posts: 4,335
Registered: ‎09-06-2008
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Re: Private and federal loan charged off and in collections

Welcome to the forums!

 

I would start by checking out the Student Loans forum, & seeing how other people got started.  They may have the same companies that you owe money to, which would be even more helpful to you!  :smileyhappy:

 

I don't know how rehab works, but I would just start by contacting my original lender, & seeing what they say.

Latest scores: Walmart TU: 769. MyFICO TU: 769. DCU EQ: 716. MyFICO EQ: 780. PSECU EX: 756. MyFICO EX: 780.
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llecs
Posts: 32,869
Registered: ‎08-04-2007
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Re: Private and federal loan charged off and in collections

Zapped to Student Loans

Established Member
Ashleyma23
Posts: 65
Registered: ‎09-01-2012
0

Re: Private and federal loan charged off and in collections

Thanks !
Regular Contributor
InvincibleSummer2
Posts: 171
Registered: ‎06-15-2012
0

Re: Private and federal loan charged off and in collections

For the federal loan, I would check the National Student Loan Database. That'll tell you which agency is handing the defaulted loan now.

 

For the private loan, that could be trickier. I don't have any private loans, but there I'd probably start with the original lender.



Established Member
Ashleyma23
Posts: 65
Registered: ‎09-01-2012
0

Re: Private and federal loan charged off and in collections

Ok I will contact my citi bank original private loan , thanks. Once I contact them n make arrangements would would happen to the ca for it which is nyshe then transfered another company ?
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Senior Contributor
laz98
Posts: 4,335
Registered: ‎09-06-2008
0

Re: Private and federal loan charged off and in collections


Ashleyma23 wrote:
Ok I will contact my citi bank original private loan , thanks. Once I contact them n make arrangements would would happen to the ca for it which is nyshe then transfered another company ?

First, see if they are WILLING to make arrangements with you.  They may just tell you that you're stuck working with the CA.

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