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Rehab finally over

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Poorboi
Contributor

Rehab finally over

I've finally completed my rehab through USA funds for my sallie Mae loans and all of the bads came off just like the said, in less than a week
Message 1 of 8
7 REPLIES 7
SLbaddie
Valued Member

Re: Rehab finally over

Congrats!!  Were your loans you rehabbed only showing the current servicer on your report?  I heard it's really hard to get associated negative tradelines removed. 

Current Scores:                 Starting Scores:
EQ FICO 648 (7/22/14)     EQ FICO 575 (5/1/13)
TU FICO 678 (7/11/14)     TU FICO 558 (6/1/13)
EX FICO 641 (7/10/14)     EX FICO 570 (6/13/13)

Not much change yet, but it's coming!
Message 2 of 8
CreditJunkie917
Frequent Contributor

Re: Rehab finally over

First off congrats on the finished rehabbed, and getting the baddies removed!!! Everyone is going to ask you(including me) so I'll be the first. We will want to know what kind of score boost you saw when ey started being reported as all current!! Again congrats!!
Amex PRG(NPSL), Amex BCE($5K), Amex Hilton($1K), NavCheck ($15K), NFCU CR Siggy($20K), USAA Amex($7K), USAA World MC($7K), CSP($2.3K), Chase Marriott($1.8K), Care Credit($2.5K), Cap1 QS($3.5K), VS($500), Cap1 Secure($200) Starting Scores(Jan 2013): FICO EQ: 643, TU: 552, EX: 567 Current Scores(Sept. 2016): FICO EQ: 672, TU: 703(?), EX: 682 In the Garden FOR-EV-ER!!!!! Cards and goals achieved! Let's grow and mature these babies!!!
Message 3 of 8
Poorboi
Contributor

Re: Rehab finally over

Once I started rehab USA funds showed up on my reports dropping my scores almost 100 points, now USA is not on my reports any more and sallie Mae have my two loans again with everything saying paid as agreed and no bad past history showing from the real bureaus and through myfico. My first payment which dropped $10 less from what I was paying is do 7/15/13
Message 4 of 8
Poorboi
Contributor

Re: Rehab finally over

During rehab sallie Mae and USA funds showed up at the same time which really hurts
Message 5 of 8
Poorboi
Contributor

Re: Rehab finally over

I don't know how to post pictures here but I took screen shots on my iPad from before and after, that I can email
Message 6 of 8
SLbaddie
Valued Member

Re: Rehab finally over

I'm anxiously awaiting the days when my credit report isn't dominated my negative student loan tradelines.  Congrats again!

Current Scores:                 Starting Scores:
EQ FICO 648 (7/22/14)     EQ FICO 575 (5/1/13)
TU FICO 678 (7/11/14)     TU FICO 558 (6/1/13)
EX FICO 641 (7/10/14)     EX FICO 570 (6/13/13)

Not much change yet, but it's coming!
Message 7 of 8
SLbaddie
Valued Member

Re: Rehab finally over

They (ECMC) are removing the garnishment during rehabilitation.  Yay! 

Current Scores:                 Starting Scores:
EQ FICO 648 (7/22/14)     EQ FICO 575 (5/1/13)
TU FICO 678 (7/11/14)     TU FICO 558 (6/1/13)
EX FICO 641 (7/10/14)     EX FICO 570 (6/13/13)

Not much change yet, but it's coming!
Message 8 of 8
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