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Rehab loan being picked up by suntrust??

Regular Contributor

Re: Rehab loan being picked up by suntrust??

are your old negatives still there?
Chase Freedom-(1000) BOA 123-(2000) Home Depot-(4000)
Discover IT-(1000) Lowes GE-(1500) Orchard Bank-(300)
Regions Student Visa-(500) Best Buy Reward Zone-(500)
In the garden till 4/01/2015
Message 11 of 14
Valued Member

Re: Rehab loan being picked up by suntrust??

Yes. I had consolidated my loans with Nelnet before I became deliquent so the original account with US DOE says "refinanced" and the deliquent account from Nelnet is listed under Potential Negative Closed and the status says "Claim filed with government for insured portion of balance on loan".

I rehabbed through AES and there is no entry at all from that vendor so I'm not sure exactly how it's going to look when it's all said and done.

Starting Score: 610
Current Score (MyFico.com): 610
USAA Scores (as of 1/15/13) - EX: 553 EQ:562 TU:562


Goal Score: 675 by the end of 2013


Take the myFICO Fitness Challenge
Message 12 of 14
Regular Contributor

Re: Rehab loan being picked up by suntrust??

I am just so unsure of how this will work out. I am really hoping for a big score increase for her
Chase Freedom-(1000) BOA 123-(2000) Home Depot-(4000)
Discover IT-(1000) Lowes GE-(1500) Orchard Bank-(300)
Regions Student Visa-(500) Best Buy Reward Zone-(500)
In the garden till 4/01/2015
Message 13 of 14
Valued Member

Re: Rehab loan being picked up by suntrust??

I understand. I just signed up for credit monitoring and I'm checking every day. I'll update this thread once something changes. Until then, I guess we gotta be patient. :-) I figure just having the accounts go current will be a positive even if the score increase isn't huge right away.

Starting Score: 610
Current Score (MyFico.com): 610
USAA Scores (as of 1/15/13) - EX: 553 EQ:562 TU:562


Goal Score: 675 by the end of 2013


Take the myFICO Fitness Challenge
Message 14 of 14