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I had opened two student loans back in 2005 and 2006. Both loans were from US Bank and were later transferred to Student Loan Finance Corp. Then the loans were again transferred to USA Funds. Since then i have completed the rehabilitation progam through Allied Interstate in August 2012. Allied Interstate told me that all the negatives would be deleted from my report, but from reading forums, this isn't always the case. Now i'm in the process of consolidating my loans through Direct Loans.
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You'd send a GW letter to whomever is reporting the lates. So, if US Bank is reporting the lates, the GW would go to them.