SL gurus!
This is what I have going on. All of these have gone to Direct Loan Servicing, which I've been paying on time for a while now, although I still have about $26k left to go. Is there any way to get the following removed, through rehab or another process, or is it too late for that since the loans have already been consolidated to DLS? In which case, I'll have to wait the 7.5 years after the DLS loan has been satisfied, for the derogs to come off my report, correct?
Any help will be appreciated!
Sallie Mae XXXXXXXX104F 1/2003 $0 Charged off as bad debt
Sallie Mae XXXXXXXX106F 9/2003 $0 Charged off as bad debt
Sallie Mae XXXXXXXX102F 10/2001 $0 Charged off as bad debt
Sallie Mae XXXXXXXX103F 10/2001 $0 Charged off as bad debt
Sallie Mae XXXXXXXX105F 4/2003 $0 Charged off as bad debt
American Student Assista 50 8/2005 $0 Payment after charge off/collection
American Student Assista 50 8/2005 $0 Payment after charge off/collection
American Student Assista 50 8/2005 $0 Payment after charge off/collection
American Student Assista 50 8/2005 $0 Payment after charge off/collection
American Student Assista 50 8/2005 $0 Payment after charge off/collection
So to recap, these have all gone to DLS as one lump sum. Can I get these to update to report as being paid in any way, shape or form, or will I have to wait the 7.5 years AFTER the loan is satisfied for it to just stop reporting.
Thanks in advance!
