exactly. they should be able to pull my credit on their own, right? especially as I do have two open accounts with them. if they're worried about a hard pull, they could just do an account review, no? my corporate card does quarterly account reviews it seems with no problem, and that card isn't even reported to my credit reports. oh boy, another phone call to make tomorrow. if they weren't open to deleting the negative information they would hve just sent a no letter, as it seems they do often. i just don't want to make the wrong move. if they're open to deleting the negative information, i want to keep them open.
11/2013 FICO: 517 (TU), 560 (EX), 539 (EQ)
11/2013 FAKO: 593 (TU), 591 (EX), 595 (EQ)