@Anonymous wrote:
Help! I have petitioned several times to Sallie Mae advocacy, there CEO (who didn't answer my emails) and the FA ombudsman and all are saying no. I just want to have late payments removed from when I was not aware that some of my loans were out of deferment. What can I do next?
If ANYONE has had success with this, I'd love to hear from them. I had the same situation. I had 3 loans and somehow 2 of them came out of deferment. I had moved and not updated my mailing address so I didnt catch wind of them until they hit 120 days late and were calling me. This happened in 2009 so they are definitely holding me back from my mid 700s+ scores. I mailed them letter after letter a few years ago and I got nowhere fast.
They are down to less than $1000 each now and have been current since the day I found out about the lates. But I would LOVE to get rid of these flags! They are really holding down my score.
How do I figure? Well I just had a Capital One account that went late to 120 days in 2006 finally fall off my report last month. My score shot up over 20 points when it fell.
anyone???
3/2010 - EX 555 (FAKO) EQ 542 TU 548
GOAL: 680+
Goal exceeded! - EQ - 712 TU - 701
2/2015 - 750+ across the board!
