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I have a private student loan through Sallie Mae. I am in a temp IBR program that doesn't cover all the interest. Is there a way to actually get the interest rate reduced or get the loan refinanced so that I can start chipping away at the balance?
The balance is ~$74K at 9.5%
There are still some lenders out there doing consolidation loans for private student loans, but you will need good credit and income and possibly a co-signer. It's still worth investigating to see if you could get a lower rate.
I also remember reading something on these boards about a program Sallie Mae has for people with a financial hardship to lower their interest rate. I could be entirely making that up, but I'll see if I can find it or hopefully someone else will chime in.