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Sallie Mae Not Removing Old Delinquencies

Senior Contributor

Re: Sallie Mae Not Removing Old Delinquencies


poohda23 wrote:

How can they report late payments after the loan was closed?  They are not reporting lates prior to 2/04, they have been reporting lates from 2005 to 2012.  When I called them I was told that they do not show they are even reporting on my credit report


OHH, that wasn't how I understood your other post.  So you're saying you weren't being reported late while the account was open, but now that it's closed, they are showing late payments from AFTER the account was closed?

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Message 11 of 23
New Contributor

Re: Sallie Mae Not Removing Old Delinquencies

Correct I had no lates before while they had the loan, but they are reporting the last seven years as late every month and I don't know what to do about it.  I have tried disputing and it keeps coming back as verified

Message 12 of 23
Senior Contributor

Re: Sallie Mae Not Removing Old Delinquencies

Were you ever late?  That is a strange scenario.

Latest scores: Walmart TU: 769. MyFICO TU: 769. DCU EQ: 755. MyFICO EQ: 780. PSECU EX: 756. MyFICO EX: 780.
Message 13 of 23
New Contributor

Re: Sallie Mae Not Removing Old Delinquencies

No, my current with AES/Suntrust which I have had since 2/04 shows current and no lates.  I don't understand it either, but I really want it fixed and removed.

Message 14 of 23
Senior Contributor

Re: Sallie Mae Not Removing Old Delinquencies

But you were never late when it was with Sallie Mae?

Latest scores: Walmart TU: 769. MyFICO TU: 769. DCU EQ: 755. MyFICO EQ: 780. PSECU EX: 756. MyFICO EX: 780.
Message 15 of 23
New Contributor

Re: Sallie Mae Not Removing Old Delinquencies

No
Message 16 of 23
Senior Contributor

Re: Sallie Mae Not Removing Old Delinquencies

I'd be sending them a letter that says WTH is your problem Sallie Mae!!!

Latest scores: Walmart TU: 769. MyFICO TU: 769. DCU EQ: 755. MyFICO EQ: 780. PSECU EX: 756. MyFICO EX: 780.
Message 17 of 23
New Visitor

Re: Sallie Mae Not Removing Old Delinquencies

can you take sallie mae off your credit report old account, trying to get a mortgage, what can I do

Message 18 of 23
Established Contributor

Re: Sallie Mae Not Removing Old Delinquencies


sking47us wrote:

can you take sallie mae off your credit report old account, trying to get a mortgage, what can I do


Is this a closed account? What kind of negative info is being reported?

Message 19 of 23
Highlighted
Established Contributor

Re: Sallie Mae Not Removing Old Delinquencies

You might try contacting the Student Loan Ombudsman office to help sort things out if all other efforts don't succeed.

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Message 20 of 23