06-15-2012 01:29 PM - edited 06-15-2012 01:30 PM
I have three student loans with Sallie Mae.
All three show a 90 day late payment from January 2007. So far, all GW attempts have been unsuccessful. How long do these late payments stay on my credit report?
I've recently been denied credit an the reason provided was "serious delinquency" and "number of accounts with delinquencies". These three loans are the only accounts with any delinquencies that I have and I just want them gone already.
Anyone know when these will fall off?
06-15-2012 02:32 PM
7 years, same as any other late payment
06-16-2012 05:41 PM
I have 7 taglines showing on my credit report for Sallie Mae from 2005. I have a 30 day late payment showing for the month when my loans were transferred to another lender( which I am disputing) and asking for removal of account because they are more than 7years old
I am waiting a response from them. I also sent a dispute to the credit buearus to have them removed. Its showing 7 accounts with at least one late payment. I am hoping once they remove these my score will increase.
I want to buy a home in 2013.
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