03-23-2012 04:02 PM - edited 03-23-2012 04:14 PM
CITIBANK NA STUDENT LOAN
Account opened: 9/1990
Description: Collection account
Defaulted loan - claim filed against guarantor
Contact: CITIBANK NA STUDENT LOAN, PO Box 22876, Rochester, NY, 146922876 • (800) 967-2400
And why did they change ? It sounds worse IMHO, and right before fall off date. I got a SW for this but not a SW for dropping a collection with a score increase.. Amazing
03-23-2012 04:14 PM
and why is the balance section blank?
04-03-2012 11:42 AM - edited 04-03-2012 11:43 AM
If I recall correctly, you're in NY. I would call and speak to a supervisor at the credit agency and mention that the account has a $0 balance and is past the 5 year mark. I've had great success, even with student loans, with doing this myself.