Hi Everyone - I submitted my letter for deferment. They 'back-dated' it so that it started in November of 2008 for me. My EQ status used to be "At least 120 days or more than four payments past due". Now it shows as "Pays As Agreed" and my score shot up from 460 to 518.
Does this mean that the lates incurred were 'forgiven' in a sense?
