@bahbahd wrote:
It is hard to imaging that in all your college years that you never once looked at your credit reports or talked to your financial aid / admissions departments at all. You keep talking about your mother having been in denial. From the sounds of things, you might be in some serious denial also. I'm not the only one in this thread who thinks your story is quite fishy. Personally, I think it sounds like a bunch of people not wanting to pay for something they should.
Is that really that hard to imagine? I mean, we are nearly in a national crisis over student loan debt that in a lot of cases should never have been taken out in the first place. That didn't happen because college kids are awesome at making financial decisions, good at keeping their appointments to consult with experts, and learn what a FICO score is in their freshman year. The Credit CARD Act included all many protections and restrictions for young borrowers with no independent source of income. Those provisions were included for a reason, and again, it's not that college kids make all the right financial decisions.
I never looked at my credit reports in college, and the only reason I didn't get a credit card was because my parents (in their slightly backwards way) had made me so terrified of them that I was convinced I should never get one EVER. Had my parents pulled something like this on me (and I think they might have tried if their current financial difficulties had arrived a few years earlier) I may well have not noticed until several years after graduation when I finally tried to get a car loan or buy a home. And, for the record, I am practically estranged from my family, but I still don't want them to go to jail and probably could not handle being responsible for that, if for no reason other than I'd like the rest of my family to maybe still speak to me on occasion.
If you think the OP is a con artist, that's fine, don't help them. If you have thoughts that will help them make their case to law enforcement, a judge, their family, whatever, then offer them, but be constructive about it. The whole reason this forum works is because we all do our best to supportive and constructive. Finances are a very sensitive issue, and when you throw in troubled family, it can be very tough. But respect should come first, always, and if it can't, find another thread to post in.
