11-30-2015 09:55 AM - edited 11-30-2015 09:56 AM
15 days from my 9th payment. Anxious but patienly waiting to see the outcomes. This has been holding me back for so long, the only baddies i have on my credit reports.
01-17-2016 01:33 AM
01-17-2016 09:37 PM
01-17-2016 09:55 PM
01-18-2016 02:20 PM
Have you ever considered consolidating your loans? Consolidating your loans will bring all of your old student loan current and payoff the old ones. There are different types of repayment programs that you may even be qualified for $0 monthly payment and possibly have the loan forgiven after the end of the term of 240 or 300 payments. In addition, if you work for the Government or Non Profit Organization, you automatically will get the Public Service Loan Forgiveness program, which is after 120 ontime payments, your remaining balance will be forgiven.
If you have any further questions or wanting to get a free consultation, you can call 888.332.6121 ext 7003. Doesn't hurt to try.
01-28-2016 10:05 AM
Where did you sign up for the Student Loan Rehab? I owe over $100K and my wife another $75K. I can't afford to make payments right now, student loans were the worst decisions of our life.
01-28-2016 12:44 PM - edited 01-28-2016 12:56 PM
Rehabbing a student loan is for when you are in default of them (Over 120+ days late) and that they are Federal student loans. Some private student loans also offer it, but its not too common.
If your loans are in collections and you have been in contact with the CA, then it's probably going to be one of the first things they offer you, other then to pay in full. It really doesn't bring the amount of the student loans down though, although you can drop the amount you pay down to $5 or even $0 if you don't make enough...
On another note, my last payment for rehab is on Monday, 1 Feb!! I can't wait to get this train moving to some amazing scores! I'll try to keep it posted on how it goes!
01-30-2016 05:00 AM
01-30-2016 05:03 AM
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.