15 days from my 9th payment. Anxious but patienly waiting to see the outcomes. This has been holding me back for so long, the only baddies i have on my credit reports.
Have you ever considered consolidating your loans? Consolidating your loans will bring all of your old student loan current and payoff the old ones. There are different types of repayment programs that you may even be qualified for $0 monthly payment and possibly have the loan forgiven after the end of the term of 240 or 300 payments. In addition, if you work for the Government or Non Profit Organization, you automatically will get the Public Service Loan Forgiveness program, which is after 120 ontime payments, your remaining balance will be forgiven.
If you have any further questions or wanting to get a free consultation, you can call 888.332.6121 ext 7003. Doesn't hurt to try.
Where did you sign up for the Student Loan Rehab? I owe over $100K and my wife another $75K. I can't afford to make payments right now, student loans were the worst decisions of our life.
Rehabbing a student loan is for when you are in default of them (Over 120+ days late) and that they are Federal student loans. Some private student loans also offer it, but its not too common.
If your loans are in collections and you have been in contact with the CA, then it's probably going to be one of the first things they offer you, other then to pay in full. It really doesn't bring the amount of the student loans down though, although you can drop the amount you pay down to $5 or even $0 if you don't make enough...
On another note, my last payment for rehab is on Monday, 1 Feb!! I can't wait to get this train moving to some amazing scores! I'll try to keep it posted on how it goes!