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Student Loan in collection

New Contributor

Student Loan in collection

All of my husbands student loan debt shows in collection / closed with a $0 balance but he owes like 57k.
How can I determine if their in default? How do we go about setting up a payment agreement to pay them! Not sure where to begin!!!
Current Experian: 621, TU: 605, EQ: 611
Goal Scores: Experian: 700, TU:650, EQ: 675
Dream cards Discover & AMEX
Message 1 of 3
Frequent Contributor

Re: Student Loan in collection

Go to this website:  This will tell you if the loans are in default and who to contact to get started repairing the damage.

FICO8 Scores as of 8/8/17: EQ-643 TU-644 EX-629
Current FICO8 Scores as of 1/7/18: EQ-675 TU-657 EX-652
Current Mortgage Scores: EQ-686 TU-677 EX-641
Goal: all FICO8s above 700

Credit Card Lineup: Capital One Quiksilver One - $850, Torrid - $3,000, Credit One - $950, Wayfair - $4,100, Victoria's Secret - $1,500, Overstock - $3,650, Discover it - $9,500, Amazon Store Card - $200, Capital One Platinum - $3,000
Message 2 of 3
Established Member

Re: Student Loan in collection

Here is an additional link:


or you can call the Loan Locator Number at 800.433.3243

Student Loan Expert

FICO as of 12/27/15: EX: 648 EQ: 633 TU: 646
FICO as of 12/26/17: EX: 763 EQ: 765 TU: 785

Lowe's Advantage $25,000; Sam's Club $25,000; Amazon Prime $25,000; Rheem $25,000; American Express Platinum NPSL; American Express Delta Reserve $30,000; Chase Amazon Prime VS $10,000; Capital One QS WEMC $7,250; Capital One VentureOne $6,400; Discover IT $5,400; Citi DoubleCash $5,400 WMC; Citi American Platinum $6,600 WEMC; Chase Freedom $5,000; Citi Best Buy $4,000; AmEx BCP $1,300; Amex Everyday $1,000
Message 3 of 3