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Any help/advice would be appreciated. I had two student loans (CSA) that went into collection (progressive) and has been in collection the past 4-5 yrs. Each loan amount is only $2000 each and the CA offered a rehab program (9 month payment) at which time, the negative report will be removed. I heard from the board that the government offers rehab program and wanted to know if the rehab program offered by the CA is legitimate. I know that paying off the collection will result in the negative being in my CR for a long time and wanted to know if the rehab program the way to go. I also wanted to know what the monthly payment would be for joining the rehab program.
Thanks a bunch.
just paying the collection without doing a rehab will not remove the collection from your reports. it will just be marked paid in full.