Student Loans

[Sha80]

Due to a Chapter 13 (discharged 10/2012) I had 8 accounts reporting as negative(being paid by insurance) on my report.  Now that I'm discharged they are being returned back to Sallie Mae from the guarantor as positive(never late) accounts.  Should I expect a score increase?  If so approximately how many points for 8 accounts?  My current FICO is 605.

Current limits are 

Cap 1-1000

Merrick Bank-1000

Wlamart-600

Credit One-600

Household/Cap 1-400

First Premier-300

JCPenny-200

[laz98]

Welcome to the forums! 

Is the "being paid by insurance" comment the only negative thing related to your accounts?  I don't know if that alone makes your accounts negative.

[Sha80]

Thanks so much for responding. The exact messag is:  However it is listed as a negative account on my report.

Status: Discharged through Bankruptcy Chapter 13/Never late.

Status Details:     This account is scheduled to continue on record until May 2015