About 5 years ago I defaulted on my students loans and given that there were multiple loans it gave me about 7 negative lines on my Credit report. Since that time I have consolidated all the loans and have been making paymets. My report shows the lines as paid but still in negative status which significantly has my FICO score in the crapper and has for YEARS. Is there a way to get the negative status off my credit report BEFORE 2012? I've written the bank and asked as during that time I was going through some tough medical issues. I've tried and try and then give up because it seems like there is no way I will be able to get my FICO score up. Does anyone know where I can even begin? Rehabilitation? Moving to another country?(jk) I would appreciate any feed back.
