Credit Card Center Advertiser Disclosure†
09-01-2012 06:30 PM
My chpt 13 discharge was a month ago, now united student aid fund contacts me and says a CA will be calling me after this holiday weekend to discuss my default loan. I originally got the loan in 1999 . I now owe 6k? Any help or info? What's the best way to handle and through who. It's hurting my score bad showing current with 120 days late 4xs
09-01-2012 06:58 PM
What steps have you taken so far? Have you contacted either United or the collection agency?
09-01-2012 08:21 PM
Yes I contacted united student aid after sallie Mae told me its now out of their hands. Loan was being paid while in ch13 @ 10% of amount. On my credit reports it shows sallie Mae only. United rep only told me that someone from the CA will call me next week.
09-01-2012 09:21 PM
I don't know, but I'm going to ask one of the moderators to move this to the Bankruptcy forum for you. People there will be more knowledgeable about how this should be handled.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.