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Poorboi
Posts: 86
Registered: ‎06-02-2012
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Student loan after BK discharge! Please help?

My chpt 13 discharge was a month ago, now united student aid fund contacts me and says a CA will be calling me after this holiday  weekend to discuss my default loan.  I originally got the loan in 1999 . I now owe 6k? Any help or info? What's the best way to handle and through who. It's hurting my score bad showing current with 120 days late 4xs

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Senior Contributor
laz98
Posts: 4,300
Registered: ‎09-06-2008
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Re: Student loan after BK discharge! Please help?

What steps have you taken so far?  Have you contacted either United or the collection agency?

Latest scores: Walmart TU: 769. MyFICO TU: 769. DCU EQ: 716. MyFICO EQ: 780. PSECU EX: 756. MyFICO EX: 780.
Contributor
Poorboi
Posts: 86
Registered: ‎06-02-2012
0

Re: Student loan after BK discharge! Please help?

Yes I contacted united student aid after sallie Mae told me its now out of their hands. Loan was being paid while in ch13 @ 10% of amount. On my credit reports it shows sallie Mae only. United rep only told me that someone from the CA will call me next week.

Contributor
Poorboi
Posts: 86
Registered: ‎06-02-2012
0

Re: Student loan after BK discharge! Please help?

Now that i started a dispute it shows current and dropped my score over 100 points

Contributor
Poorboi
Posts: 86
Registered: ‎06-02-2012
0

Re: Student loan after BK discharge! Please help?

United aid was included in my ch13 and was paid 10% but the rep told me that I still have to pay the full amount. Is this true and legit

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Senior Contributor
laz98
Posts: 4,300
Registered: ‎09-06-2008
0

Re: Student loan after BK discharge! Please help?

I don't know, but I'm going to ask one of the moderators to move this to the Bankruptcy forum for you.  People there will be more knowledgeable about how this should be handled.  :smileyhappy:

Latest scores: Walmart TU: 769. MyFICO TU: 769. DCU EQ: 716. MyFICO EQ: 780. PSECU EX: 756. MyFICO EX: 780.
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llecs
Posts: 32,881
Registered: ‎08-04-2007
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Re: Student loan after BK discharge! Please help?


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