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@Anonymous wrote:When did you default? I *think* that it falls off 7 years, like anything else, but i cant get clarification of that. Some threads state there is no statute of limitations, so im not sure if that means it will also ALWAYS be on your report. Anyone?? Im dealing with a non federal loan issued by my college that SHOULD have fallen off TU but has not. Opened in 1996 and STILL on there, last payment in 1998.