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Hi!
Can someone tell me if and when this will come off of my report. I have about 10 of these TLs on my report, all were consolidated, but they are all showing as negative on my EQ FICO. The new TL's are all current with a different lender. Any help will be greatly appreciated.
Credit Account
Sallie Mae Status as of Aug, 2006
Date opened [?] Mar, 2004
Date of last activity [?] Jul, 2005
Account number [?] XXXXXXXXXXX
Largest past balance [?] $1,367
Account Type [?] Installment
Account holder [?] Individual
Industry Miscellaneous
Descriptions [?]
Account transferred or sold
No contact information provided by Equifax
Balance [?] Current Status [?]
$0 Pays account as agreed
Do they have late payments on them? From what you posted, it doesn't look like a negative account, just a loan that was consolidated.
Negative information falls off after 7 years, but from what you posted, I would expect the account, with the status "Closed, paid as agreed" to remain for about 10 years.