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06-24-2008 01:07 PM
06-25-2008 11:55 AM
06-25-2008 01:47 PM
06-25-2008 04:39 PM - edited 06-25-2008 04:40 PM
It was not a Perkins loan or any federal based loan. It was just a loan made by the school. What is the statue of limitations on this, are you saying that the 7 year reporting period does not apply?>
06-25-2008 04:45 PM
06-25-2008 05:02 PM
nursegal wrote:The University is reporting it. But it is reporting it as OPENED in 1998, which is after i graduated. Im thinking possibly they did that to keep it on my report. I paid over 10 grand a year there in tuition....and graduated from there. You would think they would just let it go...but i guess not! It is only showing on TU, and it doesnt have a time when it states it will come off. I went ahead and disputed it with stating it was out of timeframe to be reported.
06-25-2008 05:12 PM
06-25-2008 06:25 PM
06-26-2008 09:00 AM
nursegal wrote:That is another odd thing. I got my transcripts with no problem this year. I actually would go ahead and pay it if i thought it would matter...but if it is going to fall off, i dont want to bother with it. Apparently its already done the damage to my score the last couple of years anyway. I have federal loans that i am repaying on time, and no lates on any of my accounts in the last 2 years.
Hubby's FICOs when we started: high 400s (June 2008)
Hubby's FICO NOW (04/06/09): TU: 679 EQ: 608 EX: ???
My FICOs: TU: 643, EQ: 606
Closed on new home: 1/20/2009 -- If we can do it, YOU can do it!!