07-02-2013 04:37 PM
07-02-2013 07:38 PM
Typically paid installment accounts score the same (or just a bit better) than open. If the new loan accounts do not report yet, I would let them report and pay for a few months to gain positive accounts on your credit report.
What happened to the defaulted loan account tradelines? Any late payments reporting on that account would be worth trying to have removed through GW requests.