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New Contributor
Posts: 57
Registered: ‎02-16-2016
0

TPD Loan forgiveness with VA disability rating.

[ Edited ]

Yesterday I began my journey to have my student loans forgiven. My medical condition has gotten worse and I have received a 100% Total and Permanent Disability rating from the Department of Veteran Affairs.

The good:


I won't enter into the 3 year waiting period.
Hopefully, it gets approved faster since the documentation sent clearly explains my conditions and my disability rating. I hope this helps expedite things.
I did not have to fill out the medical part 4 on the request form.

Now I want to document as accurately as possible the entire process so others may have an idea of time frames and steps.

 

03/27/2017


Sent completed form and supporting documentation via overnight mail and waived signature.


03/28/2017

 

The package was delivered at 10:23 am. At 6:37 Pm no update on the site.

03/29/2017
File was scanned and uploaded to the system. Was informed of this because I called to see if they had received it. At the time the kind lady informed me that since it was scanned it was waiting on a reviewer to uploaded it and assign a case number to it.

04/05/2017

Logged in and my case had been assigned a number and all the student loans were present. In the file. Including a recent one from a month ago. I'm still going to school. Not sure how that will affect the case but I was rated at 100% less than a month ago.

I've read in some places from this point on it can take anywhere from 3-10 weeks to get the approval. After the approval, I will continue to document the steps to see what happens to the credit score and how they report it.

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Established Contributor
Posts: 816
Registered: ‎06-23-2010
0

Re: TPD Loan forgiveness with VA disability rating.

Thank you for the update, and yes please keep us posted on the progress.  I think this is a topic that probably needs some additional clarity on the forums.  I know there is another community member that has some questions about the TPD process, so this will certainly help.


Starting Score: Eq: 662 Tu: 532 (03/02/2011) CH7BK 01/12/2009 Discharge
Current Score: Eq: 712 (02/03/2017) Tu: 717 (04/03/2013)
Goal Score: Eq: 760 Tu: 760

Wallet: Chartway Visa 12.5k | AMEX Blue Cash (AU) 49.5k | Cap One QSMC 26.5k | AMEX Platinum NPSL | LFCU Visa 11k | PenFed Power Cash 10k
New Contributor
Posts: 57
Registered: ‎02-16-2016
0

Re: TPD Loan forgiveness with VA disability rating.

Main post updated!

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