New Visitor
Posts: 5
Registered: ‎07-07-2008

Tracer Error on CRA's Reports!

I was forced into BK-7 over 4 years ago due to identity theft. ONLY debt I have is student loan with US Dept of Ed. I pay as agreed each mo. I have paid 3 times the scheduled monthly payment amount EVERY month for over 3 years now...but...ALL 3 credit reporting agencies are reporting BOTH WAYS...."Paid As Agreed"...AND.."Discharged in BK-7"!! I have written over 25 letters to all three agencies...they will not correct. I wrote US Dept of Ed...18 times...they don't respond!! This is ruining my FICO score and trying to open business but can't get loan due to CRA's reporting wrong! HELP HELP!!
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.