01-07-2013 04:12 PM
I've been searching for answers to this, so any help would be appreciated.
I was enrolled in a graduate program in early 2009 in Maryland. I paid for it using a federal student loan. Halfway through the semester I left the state for a job opportunity and had to leave the program. The college then billed me for $3,500 because I was no longer eligible for the student loan.
Long story short: the $3,500 was sent to the state's collections unit (though I objected) and I have been stuck with them on my credit report since 2009. I have been able to pay the amount down $2,100. It is listed on TransUnion and Experian (both with $2,100 balance) but not on Equifax. TransUnion says it is an "Open Account" and that it is estimated to be removed on 12/2015. On Experian it says it is a "Closed Account."
Thank you. I've spent many hours trying to figure out the best way to proceed with this but have not come up with any answers.
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