As a general rule, don't take out student loans you don't absolutely need while in school. Credit takes time and you probably won't get as much out of starting student loans as you would with a credit account.
If you need a new laptop or something for school, and qualify for financing through a computer vendor, just finance through one of those comanies and pay that off gradually as you go through classes. That way your credit will build.
Student loans won't go to payback and affect your credit positively until after you graduate. Follow?
Message Edited by Timothy on
06-30-2008 07:38 PMMessage Edited by sbrownla on
07-01-2008 10:27 AM