Hi. About how many inquries did you have? I need to consol all of my Sallie Mae loans because they are hurting my credit score. Like you my scores are all over 700 ( average about 740 ) and + income over 100k... in the past I got denied REPEATEDLY. There is an old BOA settlement on my account. The acct was only 30 days late in 2005 because of fraudulent charges way back when. It drops off in Dec... but creditors ( not all but some) use it as an accuse when it NEVER went to collections or charged off. I settled and paid what I owed..not the fraud transactions of $800 I think. I was young and didn't know better.
Anyways, I was hoping in Dec I cld try again...
