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What constitutes a student loan?

New Visitor

What constitutes a student loan?

Last year, I took online courses at a university. I paid out of pocket, have had no issues getting transcripts, and haven't received any contact other than my tax statement.

This week, I looked at my online account and it showed collections paid off for $350 in March. I thought that was odd since I'd never been contacted by the school or collections, and therefore never paid them. Thinking if I owed it I'd pay, I found there is no where to pay online since my balance is now $0. But my credit report is now showing a student loan in the amount of $350. Can any debt be reported as a loan, even though I never took one out?
Message 1 of 4
3 REPLIES
New Contributor

Re: What constitutes a student loan?

I would talk to the financial aid people at that college. If it comes back that you didn't take a loan then it could be identity theft.

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Message 2 of 4
Established Member

Re: What constitutes a student loan?

That is scary. I agree with

Message 3 of 4
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New Visitor

Re: What constitutes a student loan?

It's fraustrating! For me, I would contact with that administration asap. You should do. Thanks!

Message 4 of 4