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Anyone know which day of the month Sallie Mae updates? And do they update regularly? I just paid of my SL through a consolidation and it would be SUPER if SM reported zero balances for a period before the new loan hits. I'm thinking it would be a great boost to my credit score. Would it? I'm trying to get a mortgage and if I can time it right, I'll have my lender pull the report when they update. Do you think it would have an affect at all?
i just checked my reports, & it looks like they update at the end of the month. but i use a credit monitoring service, & sometimes it won't acknowledge that the accounts have updated until the 10th of the next month or something silly like that. you could try buying your reports on the 2nd or 3rd, & making sure they have updated.