When does this "Good Account" Get Removed?

[XxRaVeNxX1]

It is a student loan and majority of my credit monitoring services lists it as a 'good account' and states it will be on my report for 10 years.
I have three of these that are identical in payment history.

Attempting the goodwill route...again.

Even though it will affect my AOAA, having three of these...hurts my credit report by about 100 points. (This is based on how high my credit score jumped during a recent dispute.)

I don't believe Nelnet is federal.

Thoughts?

[SCF]

Since the account has a positive status, it will stay on for about 10 years.  The individual late items are only allowed to report for 7 to 7.5 years, so those late marks will come off sooner than the entire account (probably, good accounts can disappear sooner sometimes).

Nelnet does service federal loans, but they may have private loans as well, so you might want to call them to confirm if you think the type of loan makes any difference.

[zerofire]

Good accounts are reported for 10 years from the date of closure. Your problem with the account is however that when you refinanced you forgot to keep paying until the account was closed. This gave you a 90 late and two 120 lates which are probably about 100-150pt for the first account and another 30-50pt for each one after if they are identical. NelNET will not remove this reporting since it is truly accurate and law holds them to a high standard due to servicing federal loans (type of loan to you does not matter). Now the good thing though is that the lates will not effect your scores after 7 years from the date of getting reported. Be aware that a manual review will still see the lates reported up to the 10 years and you could be asked to explain yourself.