@Anonymous wrote:
You're not getting the answer you want because you are essentially asking a bunch of people who want to help you when is the best time to make a bad financial decision. To a group of people who have made financial mistakes in the past and who have dedicated dozens of hours and money trying to correct those mistakes and learning how to prevent the same mistakes or additional mistakes from occuring in the future, the proper time to apply for a private student loan is never.
You speak as if taking out a private student loan in itself is a mistake. And those people you talk about that have made mistakes have made as many mistakes with loans that came from the government. It's not isolated and limited to just private student loans.
I've studied up. It seems like you think I've done otherwise and made private student loans my first resort, instead of looking towards federal aid, work study, and out of pocket capabilties. I've budgeted what I need to for the next two years of my education and even years beyind that. And I know exactly how much I need to take out in student loans. I'm simply looking for someone to tell me, "Do it a couple of months before you start school" or "You need at least 30 days like I did etc etc." If the title of my thread was, "How was your experience with private student loans?" or "Private student loans: yay or nay" then I would accept all the replies so far with open arms, but seeing as only one of the most recent replies is even the close to legitimately answering my question, I'm still left wondering the answer to my question.
But thanks for your two cents, nonetheless.
