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New Contributor
Posts: 74
Registered: ‎06-11-2012

When will Unsubsidized Stafford Loan show on Credit Report

I'm in graduate school and accepted an unsubsidized stafford loan for fall and spring semester. The loan amount for fall semester (currently in progress) is on my credit report. The loan for spring semester (which has not been disbursed yet) is NOT on my credit report. Any idea when it will show up?

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Valued Contributor
Posts: 2,689
Registered: ‎07-29-2009

Re: When will Unsubsidized Stafford Loan show on Credit Report

Have you gotten the money for spring yet?

Established Contributor
Posts: 731
Registered: ‎08-12-2011

Re: When will Unsubsidized Stafford Loan show on Credit Report

Jazzzy wrote:

Have you gotten the money for spring yet?

Yes, you technically have not borrowed the money till the date it is disbursed. At that time you can accept part or all of the loan. If your tuition is less than the loan amount and you only accept the tuition amount, the remaining balance that is "sent back" is not included in the initial loan balance on your tradeline.

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